How do I apply for a house loan in Glendale?
Start on our online application: give us your name, phone and email, and a loan officer will reach out promptly to walk you through the next steps. You can also call (818) 500-4009, 9:00 AM to 5:00 PM, Monday through Friday, or visit our office at 611 E Glenoaks Blvd, Glendale, CA 91207.
How do I apply for a house loan?
Applying for a house loan with Paramount Loan Services follows four steps. Apply: tell us your goals and we match you with the right loan program from day one. Pre-Qualify: we review your financials for a pre-qualification letter. Processing: our team handles documentation, appraisals and underwriting with the lender while keeping you informed. Close: you sign the papers and get the keys.
Do I have to know which loan I need before I apply?
No. Most people don’t, and that is the point of working with a broker. Tell us whether you are buying or refinancing, how you earn your income, and what you have saved, and we will explain which programs could fit. If you would rather talk first, book a free home loan appointment.
Can I get a house loan if I am self-employed?
Self-employed borrowers have options beyond a conventional loan. Bank statement loans verify income through personal or business bank statements rather than tax returns. Our guide to bank statement loans for self-employed buyers and our comparison of conventional and non-QM home loans explain how they work. Whether a particular file qualifies is decided by the lender.
Can I apply for a house loan without a Social Security number?
Yes, ITIN loans are designed for non-U.S. citizens who do not have a Social Security number and want to buy a home using their ITIN. We place ITIN loans with the lenders that offer them. Spanish-speaking clients are welcome — hablamos español.
What if I already own a home?
A house loan is not only for buyers. If you own your home, you can refinance your existing mortgage, or tap your equity through a HELOC, home equity loan or cash-out refinance. Our guide to HELOC vs. cash-out refinance explains how the two differ, and we can walk you through which one fits your plans.
Is Paramount Loan Services a lender?
No. Paramount Loan Services is a licensed California mortgage broker, NMLS #236355. We place loans with lenders; the lender underwrites and funds the loan. Because we are not tied to one lender, we can compare programs from several for the same application.
Every loan is underwritten by the lender on its own facts. Nothing on this page is a rate quote, a loan offer, or a promise of approval, and the mortgage calculator is for illustration only.
What happens before I make an offer on a house?
Before you shop seriously, it helps to know what you can borrow. Our mortgage preapproval guide explains the pre-qualification letter we issue after reviewing your financials and how it helps you make an offer with confidence. You can also estimate a monthly payment on our mortgage calculator before you call.
