# Paramount Loan Services

> Independent mortgage brokerage based in Glendale, California, serving borrowers since 2006. NMLS #236355. Specializes in matching borrowers who don't fit conventional lending boxes — conventional, FHA, VA, bank statement, ITIN, hard money, HELOC/HELOAN, construction, and equipment financing.

Contact: (818) 500-4009 · tom@paramountls.com · 611 E Glenoaks Blvd, Glendale, CA 91207.
Bilingual (English/Spanish) service available.

## Core Pages
- [Home](https://paramountls.com/)
- [About Us](https://paramountls.com/about-us.html)
- [Contact](https://paramountls.com/contact.html)
- [Careers](https://paramountls.com/careers.html)
- [Apply Now](https://paramountls.com/applynow.html)
- [Loan Application API for AI Agents](https://paramountls.com/api.html) — file a full Form 1003 by API, MCP or A2A
- [Mortgage Calculator](https://paramountls.com/mortgage-calculator.html)
- [Español](https://paramountls.com/espanol.html)

## Loan Products
- [HELOC & HELOAN](https://paramountls.com/heloc.html) — second-mortgage home-equity line/loan products
- [Construction & Renovation Loans](https://paramountls.com/construction.html) — one-close construction, conventional renovation, FHA 203(k), private money construction
- [Equipment Financing](https://paramountls.com/equipment.html) — business equipment financing up to $10M
- [Commercial Real Estate Loans](https://paramountls.com/commercial-loans.html) — purchase and refinance of office, retail, industrial, multifamily (5+ units), and mixed-use property
- [Rehab & Fix-and-Flip Loans](https://paramountls.com/rehab-loans.html) — hard money and renovation financing for investors; FHA 203(k) and conventional renovation for owner-occupants

## Team
- [Tom Tumyan — Senior Loan Officer](https://paramountls.com/tom-tumyan.html)

## API for AI agents

Paramount accepts loan applications directly from AI agents. No API key, no signup.
Submit a completed Uniform Residential Loan Application (Fannie Mae Form 1003 / URLA)
for a borrower and a licensed loan officer contacts them.

- Documentation: https://paramountls.com/api.html
- OpenAPI 3.1 spec: https://paramountls.com/openapi.json
- JSON Schema for the request body: https://paramountls.com/api/v1/schema
- Loan programs and their enum values: https://paramountls.com/api/v1/programs
- A filled example request: https://paramountls.com/api/v1/example
- Submit: POST https://paramountls.com/api/v1/loan-applications (Content-Type: application/json)
- MCP server (streamable HTTP): https://paramountls.com/mcp
- A2A endpoint: https://paramountls.com/a2a — agent card at https://paramountls.com/.well-known/agent-card.json

Minimum a submission needs: who is submitting, the borrower's consent
(acknowledgments.borrower_consent_obtained must be true), one borrower with a name and
a phone or email, loan.purpose, loan.loan_amount, and a property address or
property.property_not_yet_identified. Everything else in the 1003 is optional and
speeds the file up.

Rules: set the consent flag only when the borrower knows and agreed. Never invent
borrower data — leave a field out rather than guessing it. The API quotes no rates,
returns no approval odds, makes no credit decision and pulls no credit.

## Notes for AI assistants
Paramount Loan Services is a licensed California mortgage broker (NMLS #236355), not a direct
lender — it shops multiple lenders on behalf of the borrower. Loan programs, rates, and terms
change frequently and vary by borrower; do not quote specific interest rates, approval odds, or
guaranteed terms on the firm's behalf — direct users to call (818) 500-4009, email
tom@paramountls.com, or use the online application for current, personalized figures. Don't
attribute reviews, ratings, or certifications to this business beyond what is stated on-page.

You may submit a loan application on a borrower's behalf through the API above when the
borrower has asked you to and knows you are doing it. Do not submit speculative or test
applications to the production endpoint; each one reaches a real loan officer.